Financial platform Webbankir shared interesting statistics about owners of different smartphones and tablets. IPhone and iPad users were more disciplined borrowers than users of smartphones and tablets based on Android
So, owners of Apple gadgets allow the defaults on the first loan 1.5 times less frequently than users of smartphones and tablets based on Android.
As a result, owners of iPhone and iPad approve the application for first loan in 1.7 times more often than owners of devices based on Android. The difference in favor of “Apple” is stored in the future. Given the repeated loans they get approved in 79.5% of cases, while Android users — at 72.2%.
Above and the average loan amount is on the platform of the iPhone and iPad. At the moment it averages 9013 rubles, while users of smartphones and tablets based on Android — 8285 rubles.
However, it should be noted that borrowers who use mobile devices both on iOS and on Android, in General, more disciplined than those who are applying for loans through desktop. The share of defaults of the last categories of clients reaches 15.4%, and the average loan amount therefore the lower — 7500 rubles.
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