“MegaFon” and the international payment system Mastercard signed a Memorandum of partnership and cooperation in the field of mobile financial services and provided a “Credit on account” phone — mobile financial marketplace for subscribers. About it reported in a press release statement. The document was signed at the ongoing Barcelona mobile world Congress. The purpose of the joint activities of the operator and the payment system is to make financial services more affordable, convenient and native for smartphone users.

Thanks to the new service, subscribers of “MegaFon” and the holders of virtual and plastic cards “MegaFon Bank,” the first in Russia to get access to Bank offers from the largest financial institutions in the country and in a few clicks in a familiar mobile app to arrange convenient credit product online and almost instantly receive money on mobile phone account and pay for purchases. Thus, customers no longer need to visit the offices of the Bank — now convenient financial services available from a smartphone screen.

To use the service will be in the application “MegaFon Bank,” in special section “Credit products”. Based on the analysis of customer needs will form an individual offer on the loan. The money will be directly credited to the mobile account of the subscriber, and then they can pay off everywhere with a digital card-token Mastercard, tying it to Apple Pay, Google Pay or Samsung Pay.

To issue digital Bank card Mastercard application “MegaFon Bank,” you can also a few clicks, making account mobile phone Bank account with all its benefits: the interest on the balance, cashback. If desired and necessary, the customer will always be able to issue traditional plastic Bank card in any salon “Megaphone” for 5 minutes. Now signed contracts for the provision of credit products to subscribers of “MegaFon” with “Raiffeisenbank”, “AK bars” Bank and Gazprombank. Until the end of the year the number of financial institutions-partners of the project will increase to deceit. For all subscribers of “MegaFon” service financial marketplace will be available before the end of 2019.

“We continue to develop the range of financial services that our customers most effectively and profitably use the smartphone as a payment instrument, — the Director for new businesses and partnerships “MegaFon” Jan Kucharski. — Payment of mobile phone bills and remittances have become a familiar and modern attributes of the subscriber of “MegaFon”. Today we are in partnership with Mastercard and the first among mobile operators in the country to provide our subscribers with a unique ability to quickly obtain the best loan products at the expense of the phone from leading financial organizations.”

“Mastercard technologies help mobile operators to build a long-term strategy to develop its mobile financial services and create innovative, safe and relevant proposals for a worldwide audience of Russia. Thus the Russians become more affordable modern financial services and technology, which is simple, convenient and safe to solve everyday problems, to ensure financial stability and to manage personal or family budget,” says Director of business development of Mastercard in Russia Dmitry Tartyshov.

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