Didn’t manage to get used to the online checkout and NFC payments, as VISA suggested that the CIS method to accept payments from credit cards directly on your smartphone.
The technology is first showed during the summit of the Visa Cashless 2019.
According to most experts, it will replace the classic connected to smartphones and tablets as payment terminals and portable cash registers, and this will be beneficial for entrepreneurs and chain stores, and even service delivery.
On may 23, 2019 couriers, transport companies and self-employed Russians have the right to use the new options of the transfer payment information the internal revenue service. And now do not have to print the paper check, and you can pass it to the client, for example, by e-mail or SMS this is stated in the new amendments to the law 54-FZ.
Given the fact that the payments today you can make not only the classic POS hardware, business is gradually starting to use the new technology to accept cashless payment.
Still looks the most promising technology for Tap-to-Phone, which can replace the classic online ticket office. This is a new payment method that VISA showed at the summit on 4 July 2019 It is that accept contactless payments are now possible from your smartphone, and the role online cash it works application for Android or iOS. To pay for a product or service, it is sufficient to attach your smartphone to the smartphone seller — payment is done within seconds.
And this is a real revolution — with this technology, the contactless Bank card or via Google Pay/Apple Pay and analogues will be possible every driver, all the couriers and suppliers of goods, each of the first kiosk of the trade hands (which still had to be paid in either cash or “transfer to card” the money is not quite legally from the point of view of tax). In addition, it is also trite cheaper for businesses than specialized cash equipment. All that is required is a properly configured smartphone technology Tap-to-Phone.
Of course, for large outlets traditional online cash like IRAS or IRAS A930-EM f will remain the most convenient options. But for those couriers such models are too expensive and cumbersome.
Therefore, VISA has made a breakthrough and just blow up the market of the CIS the best option for itinerant trade, couriers and transport companies in Russia. This will make the payment through Bank cards and mobile phones even more popular.
Global payment system like e-Commerce, so I do reduce the fee to major Russian Internet shops, if the buyer pays for the goods by card on delivery by courier. So buy anything on the map will soon be not only convenient, but also cheaper than for cash.
Online cash will soon replace smartphones with cash program on Android. Smartphones are much cheaper than banks, easier to handle in terms of size and functions. Modern mobile phone has a NFC reader, a camera for barcode and QR codes, banking and other payment applications through which the buyer can quickly and safely pay for the goods.
No need to buy additional equipment. You don’t even need a portable Bank card readers, which in some cases is now attached to smartphones for payment. The smartphone will be able to regularly transmit data to FNS (the so-called cloud fiscalization) and simultaneously send checks in the mail to the buyer. All problems can be solved banal phone!
At the same time, if need be, to the smartphone you can connect a fiscal module and punch receipts to customers at the point. Imagine that the consultants in the boutiques will pick up the goods and immediately sold to buyers without the need to carry the goods in cash zone. All operations on non-cash payments will occur in the store room. Queues at stores will be much less!
In America already use similar technology, for example, in the Apple Store: consultants show the product around Windows and then run it, offering the buyer to pay by card on the spot.
Initially, 54-FZ introduced to control the shadow side of small and medium-sized businesses, but now the state has taken control of a matter of convenience and technologies in the cash equipment. Foreign companies and international payment systems also see in the pros and are willing to sell convenient payment options “under key”.
Now the transfer payment becomes affordable for any scale of business, and not only are forced to install cash registers, but also offers a convenient, easy to implement and intuitive to use “smart” alternatives.
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