“Tinkoff-Bank”, Raiffeisen Bank, Promsvyazbank, VTB and OTKRITIE Bank began testing a new method of payment. Technology needs to replace the standard POS terminals and mobile devices, allowing sellers and buyers to make payments in a contactless manner. A pioneer in this field was the “savings” that have implemented this system at the end of 2018.

The essence of the new payment system:

The seller sets on a tablet or smartphone app that is actually a portable POS terminal. After downloading the program between the client and the Bank is a contract of acquiring services. Important: mobile device must support NFC technology.

The buyer wishing to acquire a product or service should have the option of contactless payment. The seller enters information about the in-app purchase in the receipt is generated. The buyer will attach to the tablet or smartphone or contactless card to pay by mobile applications on Google Pay, Samsung Pay and Apple Pay.

Mobile apps will be in demand at representatives of small and medium businesses, for whom the acquisition of POS terminals at first, it may be too big damage. Basically the program download the business of cities, and the size of the population exceeds 1 million people.

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