Americans often use a contract with a mobile carrier as a great opportunity to take a brand new iPhone in installments without any noticeable overpayments. But as it became known, thanks to Apple’s CEO Tim cook, in the near future Apple Card can also buy iPhone in installments on favorable terms.

According to the head of the company, the amount that users spend on the purchase of a new smartphone that will be gradually repaid within 24 months — monthly directly from the Apple Card will be debited. Interestingly, the installments over two years will be interest-free, and this means that ultimately users will pay the same amount “borrowed” from the company and not one penny more.

It is worth noting that users will use to buy iPhone Apple Card, they will also get to put their 3% cash back, which can make this method of acquiring a new device even more profitable than the more traditional trip to the store.

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